You're Stupid If You Don't Have A High Credit Score

Whoa, I just read one of the most insulting, credit card corporation paid newsertisements yet.

And I love this choice quote.
You see, credit scores are not built around common sense.

You can read the article here.
7 Ways to Be a Dolt About Credit

Though the article likely gives good advice, it's hard sell line that only stupid people avoid credit, is very demeaning.

And the article is right that common sense isn't what drives credit scores. What drives credit scores is behavior that maximizes profits. The more of your money the credit card corporations can get out of you, the better.

And like a confidence man, they want you to feel smart for falling for their scam, and stupid if you don't take them up on their opportunity.

But the real pros will avoid the negative and just hint at it. They won't call you a dolt.

This is a low class sell.